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Sticky Situations: Bankrupt Mortgage Lender and a $10,000 Engagement Ring

Started by Epoch-Times-Bot, Nov 29, 2022, 08:30 AM

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Epoch-Times-Bot

Sticky Situations: Bankrupt Mortgage Lender and a $10,000 Engagement Ring

Dear Mary: I just read that that the company that holds my home mortgage is under investigation by the feds and has a net worth of negative $63 million. This company holds title to my house. If it goes into bankruptcy, am I at risk of losing my home, even though I’ve never been late on my payments? I don’t want to refinance with another company, because I am locked in at a great rate for the life of the loan and refinancing would cost a lot of money. — Angela
Dear Angela: From what you’ve told me, I don’t think you have a thing to worry about. I do believe you have stated incorrectly that the lender holds title to your home. I am quite certain the title is in your name, with the lender having a lien on the property secured by a note and deed of trust....

Source: Sticky Situations: Bankrupt Mortgage Lender and a $10,000 Engagement Ring

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