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Retirement: Minimizing Medicare Premium Surcharges

Started by Epoch-Times-Bot, Nov 09, 2022, 08:00 PM

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Epoch-Times-Bot

Nov 09, 2022, 08:00 PM
Retirement: Minimizing Medicare Premium Surcharges

By David Rodeck
From Kiplinger’s Personal Finance
Just because you've reached the age when you can sign up for Medicare doesn't mean that you're done paying for health insurance.
While Medicare Part A for hospital coverage is free for most retirees, Part B (outpatient) and Part D (prescription drugs) do charge monthly premiums. And if your income is high enough, you might get slapped with a surcharge known as the Income-Related Monthly Adjustment Amount, or IRMAA.
"IRMAA is means testing for Medicare Part B and Part D," says David Freitag, a financial planning consultant for MassMutual. "It's misunderstood and many times a surprise. People can end up paying hundreds more per month than they expected for Medicare."...

Source: Retirement: Minimizing Medicare Premium Surcharges

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