How Is Your Credit Score Calculated and Why Is It Important?

[Epoch-Times-Bot]

How Is Your Credit Score Calculated and Why Is It Important?

You know credit scores exist. You might even know what yours is. But do you know how it’s calculated and why it’s important?
Your credit score affects whether you can get a credit card, rent an apartment, buy a house, start a business, or even get a cell phone contract.
A low credit score can limit your choice of loans or determine if you can get one at all—and if you can, it might have a high interest rate.
"There's a huge cost to having a low credit score that happens to people, an actual true financial cost to them, and it's a shame that people don't learn about this or know about it or pay attention to it until usually it's too late," said Colleen McCreary, consumer financial advocate at Credit Karma....

Source: How Is Your Credit Score Calculated and Why Is It Important?

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