Don't Overthink Social Security Starting Date QuestionsI frequently get emails from readers who turn a little molehill of an issue into a big mountain of a problem, and it has to do with the starting date for their Social Security benefits.
The Social Security retirement application asks a question that goes something like this: “Which month do you want your benefits to start?” Way too many folks overthink the question, and it is especially vexing for those who absolutely insist that their benefits start at their full retirement age—not a month before and not a month later. (Near the end of this column, I will point out why people shouldn’t get so hung up about this FRA start date business.)...
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