Decisions You Must Make Before Retiring

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Decisions You Must Make Before Retiring

Sooner or later, you will want to retire. When you do, you will want to ensure that you are both comfortable and healthy during that time so you can enjoy it. The Department of Labor (DOL) says the average length of retirement for Americans is 20 years. This much time requires that you do some retirement planning to ensure you have enough money saved to enjoy it.
Carefully Calculate Your Retirement Needs
As you get closer to retirement, you need to sit down and calculate how much money you need to retire comfortably. Since you will likely not be earning a lot of income during that time, you want to ensure that you will have enough—and more—letting you do some things you have always wanted to do. The DOL suggests that you will likely need between 70–90 percent of what you are making now....

Source: Decisions You Must Make Before Retiring

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