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Impact of the SECURE Act on Beneficiaries

Started by Epoch-Times-Bot, Dec 18, 2022, 02:45 PM

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Epoch-Times-Bot

Dec 18, 2022, 02:45 PM
Impact of the SECURE Act on Beneficiaries

By Elliot Raphaelson
From Tribune Content Agency
IRA (Individual Retirement Account) expert Ed Slott (IRAhelp.com) recently summarized in a recent newsletter the significant impact the SECURE Act of 2019 had on IRA beneficiaries. In this column I will discuss some of the major changes.
The first thing to understand about the changes wrought by the SECURE Act is the timing. The changes affect beneficiaries who inherited IRAs after 2020. If you inherited an IRA prior to 2020, the old provisions are grandfathered. For example, prior to 2020, the 10-year rule was not in effect, and beneficiaries could determine their required distributions using single life expectancies longer than 10 years....

Source: Impact of the SECURE Act on Beneficiaries

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