US Consumers Falling Behind on Loans, With Credit Card Payments to Reach 13-Year High in 2023: Report

Started by Epoch-Times-Bot, Dec 15, 2022, 05:00 AM

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Epoch-Times-Bot

Dec 15, 2022, 05:00 AM
US Consumers Falling Behind on Loans, With Credit Card Payments to Reach 13-Year High in 2023: Report

American consumers are expected to fall behind on their personal loan and credit card payments next year at the highest rate in over 10 years, consumer credit reporting agency TransUnion has warned.
Credit card delinquency rates have generally remained near pre-pandemic levels, according to TransUnion, but this is expected to see a pronounced change in 2023.
According to TransUnion’s 2023 Consumer Credit Forecast published on Wednesday, credit card delinquencies will rise to 2.6 percent at the end of 2023, up from 2.1 percent at the end of 2022.
Meanwhile, unsecured personal loan delinquency rates, or consumers 60 days or more past due on their accounts, are expected to increase from 4.1 percent to 4.3 percent by the end of next year. The good news is that TransUnion expects serious auto loan delinquency rates to modestly decline to 1.9 percent in 2023, down from 1.95 percent in 2022....

Source: US Consumers Falling Behind on Loans, With Credit Card Payments to Reach 13-Year High in 2023: Report

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