Remember, Everyone Makes Mistakes

[Epoch-Times-Bot]

Remember, Everyone Makes Mistakes

Dear Dave,
I am on Baby Step 2 of your plan, and I am about four months away from being debt-free. My younger brother is a good person, but he is very careless with his finances. He is always asking to borrow money from me. I don't want to be mean or damage our relationship, but what is the best way to respond to a sibling who continually asks for money?
—James
Dear James,
Honesty is always a good thing. If I were in your shoes, I would just tell him the truth. Sit down with him, and have a friendly—but real—conversation where you let him know you're working hard to get out of debt and don't have any cash to spare. Explain that you've decided being in debt is dumb, that you want a better life, and that you don't plan to borrow or loan money anymore....

Source: Remember, Everyone Makes Mistakes

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