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Alternatives to Annuities

Started by Epoch-Times-Bot, Oct 05, 2022, 04:00 PM

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Epoch-Times-Bot

Oct 05, 2022, 04:00 PM
Alternatives to Annuities

You may be attracted to the idea of receiving a lifelong income after retirement. Unfortunately, pensions are disappearing. Only 31 percent of Americans currently retire with defined benefit pension plans. While 84 percent of people receive Social Security Old Age, Survivors, and Disability Insurance (OASDI) benefits, it was never intended to be their sole source of income after retirement.
The above reason may explain why some investors seek annuities to secure their retirement income. However, despite their touted benefits, annuities may not be the best option for reaching your goals. In this case, you may want to seek out alternatives to annuities.
Let's Talk Annuities
Annuities are generally designed to protect against longevity risk by providing a monthly income benefit during retirement, preventing a retiree from going broke. Moreover, an annuity guarantees that you won't outlive your retirement savings....

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